AskTomCrowley.com

AskTomCrowley.Com

The Ask Tom Crowley Report

How to Protect, Grow, and Access Your Money — Tax-Free

By Tom Crowley | 81 Years Young | Business Owner & Wealth Educator

1. A Lifetime of Lessons — Why This Matters

After six decades in business, one truth has never changed: most people work their whole lives for money that doesn’t work hard enough for them.

At 81, I’ve seen hundreds of friends, families, and business owners lose wealth not because they didn’t save — but because their savings were exposed to taxes, penalties, and market swings they couldn’t control.

It’s not your fault. The system is built that way.

Traditional plans like 401(k)s and IRAs are sold as the safe path, but here’s what most people don’t realize:

you’re trading tax deferral for tax uncertainty, and risk-based growth for market volatility.

The good news?

There’s a better way — one that’s been quietly used by America’s most successful companies and families for decades.

The Ask Tom Crowley Report

How to Protect, Grow, and

Access Your Money — Tax-Free

By Tom Crowley | 81 Years Young | Business Owner & Wealth Educator

1. A Lifetime of Lessons — Why This Matters

After six decades in business, one truth has never changed: most people work their whole lives for money that doesn’t work hard enough for them.

At 81, I’ve seen hundreds of friends, families, and business owners lose wealth not because they didn’t save — but because their savings were exposed to taxes, penalties, and market swings they couldn’t control.

It’s not your fault. The system is built that way.

Traditional plans like 401(k)s and IRAs are sold as the safe path, but here’s what most people don’t realize:

you’re trading tax deferral for tax uncertainty, and risk-based growth for market volatility.

The good news?

There’s a better way — one that’s been quietly used by America’s most successful companies and families for decades.

How the Crowley Wealth Strategy Works

(A Smarter, Safer Path to Tax-Free Growth)

✅ Step 1: Book Your Free Strategy Call

ASchedule a short conversation with Tom Crowley to discuss your goals, what you’re currently doing, and where you want your money to take you.

✅ Step 2: Receive Your Custom Wealth Blueprint

Within 48 hours, Tom will send you a personalized plan showing how to grow and protect wealth using proven, tax-advantaged principles — tailored to your lifestyle, business, and long-term goals.

✅ Step 3: Grow and Protect Your Wealth

Start building tax-free wealth while protecting your assets and family legacy — with Tom’s ongoing insight and guidance every step of the way.

Inspired by Timeless Financial Wisdom

Visionaries and innovators — from Walt Disney to the great entrepreneurial families of the world — used similar principles to protect and multiply their wealth. Now you can apply those same fundamentals to your own plan, simplified and modernized for today’s world.

Typical Long-Term Performance

10-Year Historical Average ≈ 13.4%
20-Year Historical Average ≈ 11.3%
(Results vary; these figures reflect independent historical market data used in modeling tax-advantaged strategies.)

How the Crowley Wealth Strategy Works

(A Smarter, Safer Path to Tax-Free Growth)

✅ Step 1: Book Your Free Strategy Call

Schedule a short conversation with Tom Crowley to discuss your goals, what you’re currently doing, and where you want your money to take you.

✅ Step 2: Receive Your Custom Wealth Blueprint

Within 48 hours, Tom will send you a personalized plan showing how to grow and protect wealth using proven, tax-advantaged principles — tailored to your lifestyle, business, and long-term goals.

✅ Step 3: Grow and Protect Your Wealth

Start building tax-free wealth while protecting your assets and family legacy — with Tom’s ongoing insight and guidance every step of the way.

Inspired by Timeless Financial Wisdom

Visionaries and innovators — from Walt Disney to the great entrepreneurial families of the world — used similar principles to protect and multiply their wealth. Now you can apply those same fundamentals to your own plan, simplified and modernized for today’s world.

Typical Long-Term Performance

10-Year Historical Average ≈ 13.4%
20-Year Historical Average ≈ 11.3%
(Results vary; these figures reflect independent historical market data used in modeling tax-advantaged strategies.)

Frequently Asked Questions

Q1: What exactly is this strategy?

It’s a structured, tax-advantaged financial approach that allows your money to grow and be accessed tax-free — often outperforming traditional retirement plans while reducing market exposure.

Q2: Is it safe?

Yes. Your principal is protected from market losses, and you maintain access to your money whenever you need it.

Q3: Who is it for?

  • Families seeking stable, long-term growth

  • Entrepreneurs and professionals planning for retirement

  • Grandparents or legacy-builders wanting to transfer wealth efficiently

Q4: What does it cost to get started?

Your first strategy session with Tom Crowley is completely free — no obligation, no pressure.

Q5: How do I know if it’s right for me?

Schedule your complimentary call and Tom will walk you through your personalized analysis to see if it fits your goals.

2. The 702 Strategy — The Smart, Safe Alternative

This approach is built under IRS Code 7702, allowing individuals and business owners to:

✅ Grow wealth tax-free

✅ Access funds without penalties

✅ Protect against market downturns

✅ Leave a tax-free legacy for loved ones

Unlike a 401(k), where your balance rises and falls with the stock market, this strategy locks in gains each year — meaning your account never goes backward when markets decline.

It’s not an investment product — it’s a financial structure that combines protection, liquidity, and compounding.

3. The Employer Edge — Attract, Retain, Reward

If you run a business, you already know your greatest asset is your people.

The problem? Traditional benefits don’t inspire loyalty anymore.

By offering this modern 702 strategy as part of your compensation plan, you can:

Help employees build million-dollar, tax-free retirements

Protect them with living benefits if illness strikes

Offer access to funds for emergencies or education

Leave their families with a tax-free legacy

It’s how today’s smart employers are winning the battle for talent — without increasing payroll or risk.

4. The Power of Compounding — Without the Crash

Albert Einstein called compound interest the eighth wonder of the world.

But most people never see its full power because market losses reset their progress.

When you can grow without losing — that’s uninterrupted compounding, and it changes everything.

Example:

A 35-year-old contributes $250/month, and their employer matches $250.

That’s $180,000 total savings over 30 years.

At retirement, that account could provide over $2 million tax-free in lifetime income — plus a legacy benefit of more than $260,000 for loved ones.

That’s the power of protecting your principal while letting growth compound safely.

5. The Hidden Risk of “Tax Later” Plans

Let’s be clear: a 401(k) isn’t a bad plan — it’s just incomplete.

When you withdraw from a 401(k), every dollar is taxed as ordinary income.

If tax rates rise, you lose even more.

And if the market drops close to retirement, recovery time can wipe out years of growth.

The 702 Strategy avoids that by providing:

Tax-free distributions

No market loss

Access anytime after year one

Living and legacy benefits

You keep control. You keep access. You keep peace of mind.

6. Living Benefits — Real Protection for Real Life

Life happens — illness, injury, or unexpected events.

This structure allows you to access funds while living if you’re diagnosed with:

 

Terminal illness

 

Critical illness

 

Chronic illness

 

 

That means your money is available when you need it most — not locked away until 59½..

7. Legacy Planning — Keeping What You’ve Built

When you’ve spent a lifetime building something, you deserve to pass it on intact.

Traditional retirement accounts are taxed when transferred, cutting deeply into what your family receives.

This strategy transfers wealth tax-free — clean, efficient, and protected.

 

It’s the difference between leaving a balance and leaving a legacy.

8. The Crowley Method — Simplicity, Safety, Clarity

Here’s how I help clients every day:

  1. We talk. You tell me what matters most — not numbers, but goals.

  2. We build your personalized illustration. It shows what your money could do safely and tax-free.

  3. We implement smartly. No pressure, no jargon — just simple steps for lifelong protection and grow

Whether you’re an individual, a professional, or an employer — the principles are the same:

Protect your savings. Grow it tax-free. Access it when you need it. Leave it to who you love.

9. Next Step — See What’s Possible

This isn’t a sales pitch. It’s an education.

A 20-minute call could change how you think about money forever.

2. The 702 Strategy — The Smart, Safe Alternative

This approach is built under IRS Code 7702, allowing individuals and business owners to:

✅ Grow wealth tax-free

✅ Access funds without penalties

✅ Protect against market downturns

✅ Leave a tax-free legacy for loved ones

Unlike a 401(k), where your balance rises and falls with the stock market, this strategy locks in gains each year — meaning your account never goes backward when markets decline.

It’s not an investment product — it’s a financial structure that combines protection, liquidity, and compounding.

3. The Employer Edge — Attract, Retain, Reward

If you run a business, you already know your greatest asset is your people.

The problem? Traditional benefits don’t inspire loyalty anymore.

 

By offering this modern 702 strategy as part of your compensation plan, you can:

 

Help employees build million-dollar, tax-free retirements

Protect them with living benefits if illness strikes

 

Offer access to funds for emergencies or education

 

Leave their families with a tax-free legacy

 

 

It’s how today’s smart employers are winning the battle for talent — without increasing payroll or risk.

4. The Power of Compounding — Without the Crash

Albert Einstein called compound interest the eighth wonder of the world. But most people never see its full power because market losses reset their progress.

When you can grow without losing — that’s uninterrupted compounding, and it changes everything.

Example:

A 35-year-old contributes $250/month, and their employer matches $250.That’s $180,000 total savings over 30 years. At retirement, that account could provide over $2 million tax-free in lifetime income — plus a legacy benefit of more than $260,000 for loved ones.

That’s the power of protecting your principal while letting growth compound safely.

5. The Hidden Risk of “Tax Later” Plans

Let’s be clear: a 401(k) isn’t a bad plan — it’s just incomplete. When you withdraw from a 401(k), every dollar is taxed as ordinary income.

If tax rates rise, you lose even more.

And if the market drops close to retirement, recovery time can wipe out years of growth.

The 702 Strategy avoids that by providing:

Tax-free distributions

No market loss

Access anytime after year one

Living and legacy benefits

You keep control. You keep access. You keep peace of mind.

6. Living Benefits — Real Protection for Real Life

Life happens — illness, injury, or unexpected events.

This structure allows you to access funds while living if you’re diagnosed with:

 

Terminal illness

 

Critical illness

 

Chronic illness

That means your money is available when you need it most — not locked away until 59½..

7. Legacy Planning — Keeping What You’ve Built

When you’ve spent a lifetime building something, you deserve to pass it on intact.

Traditional retirement accounts are taxed when transferred, cutting deeply into what your family receives.

This strategy transfers wealth tax-free — clean, efficient, and protected.

 

It’s the difference between leaving a balance and leaving a legacy.

8. The Crowley Method — Simplicity, Safety, Clarity

Here’s how I help clients every day:

  1. We talk. You tell me what matters most — not numbers, but goals.

  2. We build your personalized illustration. It shows what your money could do safely and tax-free.

  3. We implement smartly. No pressure, no jargon — just simple steps for lifelong protection and grow

Whether you’re an individual, a professional, or an employer — the principles are the same: Protect your savings. Grow it tax-free. Access it when you need it. Leave it to who you love.

9. Next Step — See What’s Possible

This isn’t a sales pitch. It’s an education.

A 20-minute call could change how you think about money forever.